Smith-ReaganInsurance Agency provides comprehensive business insurance policies to the clients in McAllen, TX. It provides extensive coverage options at an affordable cost. Business insurance helps you cover financial losses incurred due to natural or manmade disasters such as fire, theft, vandalism, flood etc.
The agents at the firm provide assistanceto the clients in choosing an appropriate policy to minimize financial risks and helpin protection of assets. They understand the requirements of the clients and suggest the most suitable insurance plans accordingly. They have thorough knowledge and are responsive to the clients’ queries.
The business insurance policies offered by Smith-Reagan Insurance Agency provide coverage in the following areas:
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Commercial Property: It includes protection for the office building, furnishings, inventory,machinery, computersetc. damaged due to unforeseen circumstances.
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General Liability: Liability insurance covers the legal claims and medical expenses if someone gets injured due to the company’s fault.
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Workers Compensation: It provides coverage for the medical expenses and lost wages of anemployee injured on the job.
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Commercial Auto: This includes all the vehicles owned and operated by the business.
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Kidnap And Ransom: This coverage option protects the business owner against the risks of kidnapping, ransom payments, economic indemnification, medical care etc.
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Business Package: It provides coverage to medium and large business from incidents such as theft, fire, accidental damage etc.
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Floods: It protects the building and contents against damage caused due to a flood.
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Contractors: This coverage pays for the monetary losses of the contractors of plumbing, construction or electrical businesses who get injured in workplace accidents.
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Equipment: Any damage to equipment such as furniture, servers, computers etc. that are used by the business is included under this coverage option.
