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Lloyd’s of London to open Brussels unit in early 2019: CEO

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Lloyd’s has been among the most vocal financial businesses on the need for a European Union subsidiary if Britain has no access to the single market after leaving the bloc and is one of the first to announce such a move. Lloyd‘s, which started life in Edward Lloyd’s coffee house in 1688, houses more than 80 syndicates in a building in the City of London. Its syndicates focus on specialist insurance and reinsurance in anything from oil rigs to athletes’ legs. The venerable insurance market said last March that it had chosen Brussels as the si... Read More »

Lloyds Bank: Skills shortage and planning system preventing solution to housing crisis


Acute skills shortage within housebuilding industry hindering efforts to alleviate housing shortage ‘Slow planning system’ and public opposition to development also cited as barriers to addressing housing shortfall These challenges are hindering plans to create thousands of new jobs in next 12 months Greater local and central government support sought by housebuilders to help solve crisis The first Lloyds Bank Commercial Banking report on the UK housebuilding sector, Building for Growth, analyses the state of the industry today, and th... Read More »

Loughborough University retains top spot in the 2015 Lloyds Bank Student Life Survey


What makes Loughborough a great place to be a student? 93% of final year graduates find employment (or carry on studying), with an average starting salary of £23,000 85% of students are satisfied with their course As a leading sports university, Loughborough has some of the best facilities amongst British universities for budding athletes Loughborough students rate their social life as one of the best in Britain, with access to affordable shops, bars and other amenities Crime rate around the university is low meaning students are li... Read More »

Lloyds Bank: Private school fees rise by 20% since 2010


The rising cost of school fees is just ahead of inflation, and four times faster than average earnings growth in past five years The average annual private school fee for day pupils is now £12,864 This is equivalent to 38% of average gross annual full-time earnings Whilst the average fee has out-grown the Retail Price Index by three percentage points it has increased four times faster than the 5% rise in full time gross annual earnings since 2010. In the past year the average fee has grown by 3% whilst both inflation and earnings rose by... Read More »

Lloyds Banking Group launches Apple Pay to Lloyds Bank, Halifax and Bank of Scotland customers


As Britain’s largest current account provider with three iconic brands on the high street reaching millions of customers, the launch today indicates another milestone in the adoption of new payment technologies. Recent research from Lloyds indicates that many people believe they won’t need cash in the near future as they increasingly turn to cards, contactless payments and other new technologies. In fact almost half (43%) of people see contactless payments as the payment method of the future, whilst one in three (34%) expect to be using a mo... Read More »

Lloyds Bank: Parents pay an extra £41,000 to live near England’s top state schools


Homes near England’s top state schools have an average price of £344,466 – over nine times annual average earnings Homes near Beaconsfield High School in Buckinghamshire pay the highest premium of £636,132 (186%) compared to the average house price in neighbouring areas Regionally the largest premium paid to live near the best state schools is in the North West, with discounts seen around schools in the East Midlands and the South West In 2015, house prices in the postal districts of the top 30 state schools in England – defined as those... Read More »

Lloyds Bank: Job creation on the menu for food & drink firms


Food and drink producers in England and Wales will create more than 73,000 new jobs by 2020 100 per cent of survey respondents predicting growth in the next five years 72 per cent of businesses planning to export, up 9 per cent on 2014, capitalising on the provenance of their produce Lack of skilled labour cited as ‘one of the biggest challenges facing the food and drink industry today’ The report, Investing for Growth, found confidence strong across Britain’s biggest manufacturing sector, with firms planning to develop innovative new ... Read More »

Lloyds Bank: Almost four in ten say they won’t need cash in ten years time as contactless proves popular for many


43% of people look to contactless payments as the payment method of the future. Within the next five years, one in three (34%) expect to be using a mobile device on a day-to-day basis to make payments. By 2025, over one in five (22%) think they will be regularly using their fingerprint to pay for goods and services. Over four in ten (43%) agree that contactless payments are the future, whilst a quarter (25%) think that in five years’ time they will no longer need cash to pay for goods or services. Recent data from the UK Cards Associa... Read More »

Lloyds Bank: Export opportunities being missed by small and medium sized businesses


Attendees at Lloyds Bank roadshow events show that six out of ten UK small businesses are not trading internationally and over half have no plans to do so A third of firms believe that understanding the regulatory environment is key to exporting success A third of businesses that export said that they expect to create up to ten jobs as a result of exporting Nearly two thirds (61 per cent) of over 400 attendees at the Lloyds Bank ‘Backing Your Ambition’ events, a series of roadshows held at 11 locations across the UK, said they are not cu... Read More »

Lloyds Bank: Secret savings hoard tops £3.7 billion


Total UK secret savings at £3.68 billion, up from £3.05 billion in 2014 One in ten people in a relationship in the UK keep some of their savings secret from their partner The average UK couple now keeps 68% of their savings and investments in sole accounts Londoners keep the highest proportion of their savings in sole accounts at 75% The Secret Savers One in ten (10%) people in the UK keep some of their savings secret from their partner. Women are more likely to keep secret savings than men, with 11% of women with partners keepin... Read More »

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